Living cost loans
Home (UK) students are eligible to apply for a living cost loan (also called maintenance loans) if youÂÌñ»»ÆÞ™re studying full time. This is to help towards your day-to-day spending such as food, travel and accommodation.
In 2025/26 the maximum annual loan available will be:
- Students living at home £8,877
- Students living away from home £10,544
- Students who are eligible for benefits and living at parental home £10,473
- Students who are eligible for benefits living away from parental home £12,019
You wonÂÌñ»»ÆÞ™t have to repay your tuition fee or living costs loans until you graduate and earn over £25,000 a year. This figure is updated in April every year. You will pay 9% of everything you earn above the £25,000 threshold. If you havenÂÌñ»»ÆÞ™t repaid the loan 40 years after you left the University, any remaining debt will be written off.